Foreclosure is hard enough

To top it all off, banks and the government then try to make it incredibly complicated to get your money back.

We make it easy.

Not sure if you're due money back from your foreclosure? We can find out for you.

Let's get your money back.

Don’t let your money get lost in the system. We only need a little bit of information to get started, then one of our Recovery Specialists will handle the rest—guiding you every step of the way to recover what’s rightfully yours.

It’s fast, simple, and stress-free.

No Compromise, Just Maximize

Ocovery.com is a service dedicated to assisting individuals in reclaiming surplus funds resulting from foreclosure sales. When a foreclosed property is sold for more than the outstanding mortgage balance and associated costs, the excess amount—known as "overage" or "surplus funds"—is typically owed to the former homeowner. However, navigating the process to recover these funds can be complex and time-consuming.

Ocovery aims to simplify this process by offering the following services:

Assessment: Determining if a former homeowner is entitled to surplus funds from a foreclosure sale.
Guidance: Providing step-by-step assistance throughout the recovery process.
Representation: Acting on behalf of clients to claim and retrieve the funds owed to them.

No Compromise, Just Maximize.

Because It’s Time To Seek Financial Advice From Experts

You get a straightforward and stress-free experience, requiring minimal initial information to begin the recovery process. You will be assigned Recovery Specialist to manage the necessary procedures and communications.

For more information or to initiate a claim, contact Ocovery at 615-804-4436‬ or via email at

[email protected]

Office hours are Monday through Friday, 9 am to 5 pm, with appointments available on Saturdays.